So, we all have to have car insurance. It’s important – so important that you can get into trouble with the DMV if you don’t have it. But why is it important? Read on to find out!

So, like I mentioned before, you pretty much need car insurance in order to stay legal to drive. If you get into an accident without insurance, you can be faced with a LOT of penalties from the law, including the bills from any damage caused. Not good! The insurance is in place to help not only you, but the other vehicles you might damage in a collision. This includes bodily injury as well as property damage. Your insurance will help pay for repairs to property – not just another person’s, but public property as well (for example, if you hit a sign or guardrail). If you don’t have insurance and can’t pay the bills, you can be sued.

Insurance also comes in to help if you get into an accident caused by something like a deer, or if your car is vandalized or hit by a storm. If you want to make sure you’re not in the hole on a vehicle if something happens to it that’s outside your control, you should have insurance. Simple!

You can choose your insurance policy, which affects what coverage you get. Of course, there are a lot of things to weigh in terms of what you think you need and what you can afford on your budget, but insurance companies offer things like:

• Gap Insurance

• Rental Insurance

• Roadside Assistance

• Custom Equipment

• OEM Endorsement

• Minor Violation Forgiveness

• Accident Forgiveness

These are all pretty useful things to have in your pocket when you need them, but if you’re not sure what you need or can afford, you should talk to an insurance professional to help find the right solution for you. And if you need a car to insure in the first place, King Kia has that! We’re happy to help you find a vehicle that you love – just make sure you insure it!